Blog Advice matters: how professional financial advice can help you navigate major life events Are you feeling anxious about your work, your finances, your investments, and what the future holds? How professional financial advise can help. Read more Goals based investing: give yourself the best chance of success Goal-based investing: tips on how to define your goals for investing, understand what you want to achieve, and judge your personal level of acceptable risk. Read more Critical Illness Cover: help for you and your loved ones when you need it most If you were diagnosed with a critical illness, would you be able to cope financially? How Critical Illness cover can help you when you need it most. Read more Budget 2021: how will it affect you and your wealth? How the 2021 Budget will affect your wealth, including income tax, corporation tax, SEISS grants and more Read more Don’t miss the ISA deadline 2021 Made the most of your ISA in 2020-21? How to make the most of your tax- efficient ISA allowance before the deadline on Monday 5 April 2021. Read more Investing in 2021: why wealth needs managing now more than ever Investing in 2021: why you need to manage your wealth and set your investment goals more than ever this year. Read more 5 healthy financial habits for 2021 Five financial habits to get you back on track for 2021, and how to use them to develop financial goals and keep your wealth planning on track. Read more New year, new start: Your financial action plan for 2021 10 key steps to help you build a better financial future Want to create a new financial action plan for 2021? Follow our ten key steps to start your financial plan and take more control of your finances Read more Festive financial gifts for Christmas 2020 Making investments for the children in your life Financial gifts for children for a gift that keeps on giving. Bare trusts, JISAs, child pensions - what's available for your children and grandchildren Read more The benefits of financial advice for your mental health Financial advice and your mental health: a fascinating new study from Royal London shows how professional advice can improve your emotional wellbeing. Read more Younger home buyers and the Bank of Mum and Dad Make sure you can afford it and understand any tax implications Want to help your adult children buy their first home? Check you can afford to become the Bank of Mum and Dad with our tips to consider. Read more Panthera Wealth’s retirement survey 2020 - the results are in! Why do people retire early, and how do they plan? Our Panthera Wealth retirement survey for 2020 asked recent retirees, with revealing results! Read more Why you need to plan for the rise in the State Pension age And why deferring it be to your advantage The State Pension age has risen to 66. At Panthera Wealth, we examine why you need to plan for this, and if deferring is a viable option. Read more Risk and balance: investing during retirement Why it’s important to keep your portfolio working for you You've retired - great! Have you got sufficient funds to lead the life you want, or do your savings need a boost from strategic investment? Read more Planning in the new now: 10 tips for updating your financial goals in 2020 Our ten top tips for updating your financial goals in 2020 - and why it's important to act in the 'new now'. Read more New deadline for the Help to Buy scheme The government-backed Help to Buy scheme has extended the completion deadline to 28 February 2021 to help homebuyers Read more Retirement is not an age When will you retire? 65? 67? What about now - or aged 70? Discover why when you retirement is your choice, not you age, and how wealth planning helps Read more Moving on: setting up a new life when you retire One of the freedoms of retirement is getting to choose where to live Want to retire to the countryside? How retirement gives your the freedom to choose where you live, and how financial planning can provide the funds Read more What happens to my pension when I divorce? Getting a valuation of your pension's value for your divorce settlement isn't about how much it is worth now. Call us to discuss why. Read more Facing the future: family finances in the ‘new normal’ Traditional spending and saving habits have been turned upside down Spending and saving during lockdown: how lifelong financial habits are being adjusted and altered by the pandemic. Read more Is Your Money Being Used to Improve Your Life? Make money work for you, not the other way round There’s a movement toward redefining money. Instead of accumulating money for what it can buy, we can use money to live the best life possible with what we have. This is a concept known as Return on LifeTM (ROL). Read more Why choose private medical insurance Helping you get the treatment you need quickly at a difficult time Private medical insurance offers you reassurance when it comes to your health. If you become ill then you will have fast access to treatment, meaning you can get better sooner. Read more Not ready to retire yet: why working beyond 65 should be a choice, not a necessity Almost half of UK employees expect that they will still be working beyond the age of 65. When you picture yourself in your retirement, are you sitting on a beach, hitting the golf course - or working behind a desk? Not ready to give up working and retire quite yet? Then read on… Read more Generate the best outcomes by investing responsibly and sustainably How to make a positive difference through Environmental, Social and Governance (ESG) investing, with a little help from Panthera Wealth Read more Life insurance: Protect the things that really matter Choosing the right type of cover in case the unexpected happens Life insurance explained; how much cover you need, what type of insurance to choose and how to protect your family financially Read more Retiring into the consequences of coronavirus Ready to retire? It's a different world from what you probably expected, but if you've a plan in place, you're in a better position to enjoy it. Read more Lasting the distance: why you need to plan your early retirement The early retirement dream lives on, but at what cost? Want to retire early? The time to start planning is now, to give your money the best chance of lasting the distance. Read more Is your home providing a good ROL? Why do I live here? As the country continues to reopen following the Covid-19 quarantine, many people are starting to ask themselves a simple question – why am I living here, in this home? Read more What’s Your Fiscalosophy? Every decision we make involves both money and values Your financial planning should reflect what's important to you as an individual in terms of money and values - your Fiscalosophy. Read more Use downtime to think about retirement Three ways to transition from full-time work Looking to retire but not quite ready to make the transition from work to full time leisure yet? Discover three ways to leave your full-time job behind. Read more Creating a financial roadmap Increasingly varied needs in an increasingly complex environment. Have you got a financial roadmap? How goal-based financial planning keeps you focused and on track even during difficult times. Read more Beware of pension fraudsters Safeguard your hard-earned retirement savings from COVID-19 scammers How to recognise fraudsters and safeguard your hard-earned retirement savings from COVID-19 scammers. Read more Mental health and well-being Recognising times when you feel down or stressed Mental health and well-being play a big part in how happy we are in our everyday lives, especially during this difficult time. Read our guide to staying healthy. Read more COVID-19 effects on retirement planning Remember that pension savings are for the long term The current global stock market turbulence will no doubt be concerning for individuals whose pension savings are invested partly or fully in these markets. Read our short guide to help you with any thoughts you may be having. Read more Coronavirus (COVID-19) investments scams-beware If it sounds too good to be true, it probably is Fraudsters are getting more sophisticated, particularly with investment scams. Read our short guide to know what to look for. Read more We Plan for a Reason We’re still in the early stages of understanding how the coronavirus outbreak will affect global health care and economics for the rest of the year. Read more Stormy Markets - Keep calm and stick to your plan Volatility fluctuates based on where we are in the economic cycle, but it is a normal feature of markets that investors should expect. When stock markets start correcting, daily injections of bad news may sound as though it will never end. This can spark anxiety, fuel uncertainty and trigger radical decisions in even the most seasoned investors Read more More than half of workers don't know the current size of their pension pots Over half of workers (54%) do not know the current size of their pension pot – or pots – a PLSA consumer survey has revealed. The news comes as the PLSA released its latest consumer research figures that highlighted the concerns of savers about their pension contributions and the knowledge gap for their own pension savings. Read more Panthera Wealth Seminar Highlights How to get the best Return on Your Life, now and in the future. Watch our highlights video. We covered the reality of Time. What do you want to achieve with the time you have left? How to manage the balance between your profession and play? Is your business really providing you the lifestyle you want? How do you prepare for retirement? It does not have to be a cliff edge retirement. Why not start having mini retirements now? Read more Considerations to ensure Your Second-Act career is fulfilling and profitable Your parents and grandparents might have worked at the same company for their entire careers. Today, that kind of longevity is increasingly rare. Some people are forced into a new career by the ebb and flow of the global economy. Read more Don't let your life go up in flames when you're on FIRE Living within your means and avoiding too much debt are admirable goals that can, indeed, lead to financial independence. However, many 65 year olds struggle to fill their time during a traditional 20 or 30-year retirement. Read more The Purpose of Money is NOT just to make more of it Imagine that you’re living in a tent on an open plain. One day you plant a tree. For the next 40 years, you water it. You protect it from harsh weather and animals. You never pick its fruit. You don’t climb it for fun. You don’t take a break and rest in its shade. You don’t even cut down some branches to build a house. You never go anywhere or do anything else because you’re focused solely on growing that tree bigger and bigger. Read more Don't let a volatile market interrupt You living the good life It’s been said that volatility is a tax that investors have to pay for harnessing the wealth-building power of the financial markets. But rationalising market fluctuations doesn’t make them any less nerve-wracking, especially if you’re nearing retirement age. Read more Improve your relationship with Money with these 5 questions Many people have a complicated relationship with money. Hang-ups carried over from childhood experiences get mixed together with positive and negative experiences from adulthood. Few people ever take the time to reflect on what money really means to them and how they can “get right” with money to make smarter decisions. Take time to answer these 5 questions and you’ll do a better job of living your best life possible with the money you have. Read more The "ABCDE" method to avoid knee-jerk reactions to Negative financial events As part of our Life-Centered Planning process, we’ve talked about how market volatility is a normal part of investing. We’ve also discussed how we’ve structured your investments to “weather the storm” and maintain a comfortable level of income for you and your family during turbulent times. Read more Three Reasons Why You Should Work Even When You Don’t Need the Money It might sound a little crazy but there are many benefits to working even though you no longer need the money for your living or retirement needs. These “retirement workers” have discovered that part-time jobs or volunteer positions allow them to keep a nice pace in life and find a balance among using their talents, enjoying recreation, traveling, and spending time with family. Some of our most ambitious clients even start brand new companies in retirement. Read more How to make a good decision when life throws you a tough choice No matter how thorough our planning is, life inevitably tosses curveballs at us. Often these challenging moments are linked to major life transitions that affect our families, our careers, and our money. Balancing these variables can make arriving at the best decision that much more complicated. Read more Financial Planning is about making your Life Plan a Reality Many clients who have just begun working with us are surprised by how our planning process starts. We don’t begin by talking about Tax, Pensions, or how much you’re saving. Instead, we begin by talking about you, not your money. Read more How to Phase into Retirement and take if for a test drive There are many reasons why people who could retire are hesitant to do so. Some people think they need to wait until they’re 65 or older. Some are worried about running out of money. Many parents want to keep supporting their children through some major life transition, like college, marriage, or buying a first home. Read more Get your 'House' in order before you retire “Does this spark joy?” Millions of people are asking themselves this question about their homes and possessions thanks to Marie Kondo and her wildly popular decluttering philosophy. Read more Is How you use your Money aligned with your Values? Have you ever watched a hamster running in a wheel? All that running, all that effort, day after day after day … But the poor little critter never really gets anywhere, does he? Many of us feel the same way about our money. Read more Don't let a declining Stock Market lead to a Down Life Big red arrows, panicked cable news experts, and the echo chambers of our social media feeds can make stock market volatility seem much worse than it actually is. If you’re having trouble keeping a cool head about your own investments, take a deep breath and consider these three key points about market history and the true purpose of your financial plan. Read more The Pros and Cons of Lighting a FIRE Under Your Retirement Goals A popular online movement wants to make 40 the new 65. FIRE stands for Financial Independence Retire Early. The idea is that by working as hard as you can and saving as much as you can as soon as you enter the workforce, you can become financially independent and retire well before the traditional retirement age. It’s an appealing idea in theory, but in practice there are some major pros and cons to consider Read more A Simple Plan to Achieve More in Life and Feel Good About the Results We tend to overestimate what we can accomplish in the short-term and underestimate what we can accomplish in the long-term. The frustration that results is one big reason why so many New Year’s resolutions die before Spring. But if you use these key strategies that are supported by deeply-held values – and science! – you’ll set better goals, achieve them, and feel better about yourself while doing so. Read more Don’t Just Work for Money, Work for Meaning In a recent survey of 12,000 workers worldwide conducted by the Energy Project, only 50% of respondents found meaning in their jobs (1). Imagine spending 40 hours a week doing meaningless work. It’s soul-sucking, but it doesn’t have to be that way. Read more Why Delay? You can start improving your health right now! A Common scenario - A busy 40- to 50-hour work week, kids that need shuttling to and from school and extracurriculars … and a gradually decreasing metabolism. Sound familiar? Read more Is Your money being used to improve your life? There’s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we have––a concept known as Return on Life™ (ROL). Read more How will you practice your 'ART' in Retirement? A hammock on the beach. Your favorite chair in the living room. Waking up when you feel like it. A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40 hours every week, this scenario sure sounds appealing to many soon-to-be retirees. Read more
Advice matters: how professional financial advice can help you navigate major life events Are you feeling anxious about your work, your finances, your investments, and what the future holds? How professional financial advise can help. Read more
Goals based investing: give yourself the best chance of success Goal-based investing: tips on how to define your goals for investing, understand what you want to achieve, and judge your personal level of acceptable risk. Read more
Critical Illness Cover: help for you and your loved ones when you need it most If you were diagnosed with a critical illness, would you be able to cope financially? How Critical Illness cover can help you when you need it most. Read more
Budget 2021: how will it affect you and your wealth? How the 2021 Budget will affect your wealth, including income tax, corporation tax, SEISS grants and more Read more
Don’t miss the ISA deadline 2021 Made the most of your ISA in 2020-21? How to make the most of your tax- efficient ISA allowance before the deadline on Monday 5 April 2021. Read more
Investing in 2021: why wealth needs managing now more than ever Investing in 2021: why you need to manage your wealth and set your investment goals more than ever this year. Read more
5 healthy financial habits for 2021 Five financial habits to get you back on track for 2021, and how to use them to develop financial goals and keep your wealth planning on track. Read more
New year, new start: Your financial action plan for 2021 10 key steps to help you build a better financial future Want to create a new financial action plan for 2021? Follow our ten key steps to start your financial plan and take more control of your finances Read more
Festive financial gifts for Christmas 2020 Making investments for the children in your life Financial gifts for children for a gift that keeps on giving. Bare trusts, JISAs, child pensions - what's available for your children and grandchildren Read more
The benefits of financial advice for your mental health Financial advice and your mental health: a fascinating new study from Royal London shows how professional advice can improve your emotional wellbeing. Read more
Younger home buyers and the Bank of Mum and Dad Make sure you can afford it and understand any tax implications Want to help your adult children buy their first home? Check you can afford to become the Bank of Mum and Dad with our tips to consider. Read more
Panthera Wealth’s retirement survey 2020 - the results are in! Why do people retire early, and how do they plan? Our Panthera Wealth retirement survey for 2020 asked recent retirees, with revealing results! Read more
Why you need to plan for the rise in the State Pension age And why deferring it be to your advantage The State Pension age has risen to 66. At Panthera Wealth, we examine why you need to plan for this, and if deferring is a viable option. Read more
Risk and balance: investing during retirement Why it’s important to keep your portfolio working for you You've retired - great! Have you got sufficient funds to lead the life you want, or do your savings need a boost from strategic investment? Read more
Planning in the new now: 10 tips for updating your financial goals in 2020 Our ten top tips for updating your financial goals in 2020 - and why it's important to act in the 'new now'. Read more
New deadline for the Help to Buy scheme The government-backed Help to Buy scheme has extended the completion deadline to 28 February 2021 to help homebuyers Read more
Retirement is not an age When will you retire? 65? 67? What about now - or aged 70? Discover why when you retirement is your choice, not you age, and how wealth planning helps Read more
Moving on: setting up a new life when you retire One of the freedoms of retirement is getting to choose where to live Want to retire to the countryside? How retirement gives your the freedom to choose where you live, and how financial planning can provide the funds Read more
What happens to my pension when I divorce? Getting a valuation of your pension's value for your divorce settlement isn't about how much it is worth now. Call us to discuss why. Read more
Facing the future: family finances in the ‘new normal’ Traditional spending and saving habits have been turned upside down Spending and saving during lockdown: how lifelong financial habits are being adjusted and altered by the pandemic. Read more
Is Your Money Being Used to Improve Your Life? Make money work for you, not the other way round There’s a movement toward redefining money. Instead of accumulating money for what it can buy, we can use money to live the best life possible with what we have. This is a concept known as Return on LifeTM (ROL). Read more
Why choose private medical insurance Helping you get the treatment you need quickly at a difficult time Private medical insurance offers you reassurance when it comes to your health. If you become ill then you will have fast access to treatment, meaning you can get better sooner. Read more
Not ready to retire yet: why working beyond 65 should be a choice, not a necessity Almost half of UK employees expect that they will still be working beyond the age of 65. When you picture yourself in your retirement, are you sitting on a beach, hitting the golf course - or working behind a desk? Not ready to give up working and retire quite yet? Then read on… Read more
Generate the best outcomes by investing responsibly and sustainably How to make a positive difference through Environmental, Social and Governance (ESG) investing, with a little help from Panthera Wealth Read more
Life insurance: Protect the things that really matter Choosing the right type of cover in case the unexpected happens Life insurance explained; how much cover you need, what type of insurance to choose and how to protect your family financially Read more
Retiring into the consequences of coronavirus Ready to retire? It's a different world from what you probably expected, but if you've a plan in place, you're in a better position to enjoy it. Read more
Lasting the distance: why you need to plan your early retirement The early retirement dream lives on, but at what cost? Want to retire early? The time to start planning is now, to give your money the best chance of lasting the distance. Read more
Is your home providing a good ROL? Why do I live here? As the country continues to reopen following the Covid-19 quarantine, many people are starting to ask themselves a simple question – why am I living here, in this home? Read more
What’s Your Fiscalosophy? Every decision we make involves both money and values Your financial planning should reflect what's important to you as an individual in terms of money and values - your Fiscalosophy. Read more
Use downtime to think about retirement Three ways to transition from full-time work Looking to retire but not quite ready to make the transition from work to full time leisure yet? Discover three ways to leave your full-time job behind. Read more
Creating a financial roadmap Increasingly varied needs in an increasingly complex environment. Have you got a financial roadmap? How goal-based financial planning keeps you focused and on track even during difficult times. Read more
Beware of pension fraudsters Safeguard your hard-earned retirement savings from COVID-19 scammers How to recognise fraudsters and safeguard your hard-earned retirement savings from COVID-19 scammers. Read more
Mental health and well-being Recognising times when you feel down or stressed Mental health and well-being play a big part in how happy we are in our everyday lives, especially during this difficult time. Read our guide to staying healthy. Read more
COVID-19 effects on retirement planning Remember that pension savings are for the long term The current global stock market turbulence will no doubt be concerning for individuals whose pension savings are invested partly or fully in these markets. Read our short guide to help you with any thoughts you may be having. Read more
Coronavirus (COVID-19) investments scams-beware If it sounds too good to be true, it probably is Fraudsters are getting more sophisticated, particularly with investment scams. Read our short guide to know what to look for. Read more
We Plan for a Reason We’re still in the early stages of understanding how the coronavirus outbreak will affect global health care and economics for the rest of the year. Read more
Stormy Markets - Keep calm and stick to your plan Volatility fluctuates based on where we are in the economic cycle, but it is a normal feature of markets that investors should expect. When stock markets start correcting, daily injections of bad news may sound as though it will never end. This can spark anxiety, fuel uncertainty and trigger radical decisions in even the most seasoned investors Read more
More than half of workers don't know the current size of their pension pots Over half of workers (54%) do not know the current size of their pension pot – or pots – a PLSA consumer survey has revealed. The news comes as the PLSA released its latest consumer research figures that highlighted the concerns of savers about their pension contributions and the knowledge gap for their own pension savings. Read more
Panthera Wealth Seminar Highlights How to get the best Return on Your Life, now and in the future. Watch our highlights video. We covered the reality of Time. What do you want to achieve with the time you have left? How to manage the balance between your profession and play? Is your business really providing you the lifestyle you want? How do you prepare for retirement? It does not have to be a cliff edge retirement. Why not start having mini retirements now? Read more
Considerations to ensure Your Second-Act career is fulfilling and profitable Your parents and grandparents might have worked at the same company for their entire careers. Today, that kind of longevity is increasingly rare. Some people are forced into a new career by the ebb and flow of the global economy. Read more
Don't let your life go up in flames when you're on FIRE Living within your means and avoiding too much debt are admirable goals that can, indeed, lead to financial independence. However, many 65 year olds struggle to fill their time during a traditional 20 or 30-year retirement. Read more
The Purpose of Money is NOT just to make more of it Imagine that you’re living in a tent on an open plain. One day you plant a tree. For the next 40 years, you water it. You protect it from harsh weather and animals. You never pick its fruit. You don’t climb it for fun. You don’t take a break and rest in its shade. You don’t even cut down some branches to build a house. You never go anywhere or do anything else because you’re focused solely on growing that tree bigger and bigger. Read more
Don't let a volatile market interrupt You living the good life It’s been said that volatility is a tax that investors have to pay for harnessing the wealth-building power of the financial markets. But rationalising market fluctuations doesn’t make them any less nerve-wracking, especially if you’re nearing retirement age. Read more
Improve your relationship with Money with these 5 questions Many people have a complicated relationship with money. Hang-ups carried over from childhood experiences get mixed together with positive and negative experiences from adulthood. Few people ever take the time to reflect on what money really means to them and how they can “get right” with money to make smarter decisions. Take time to answer these 5 questions and you’ll do a better job of living your best life possible with the money you have. Read more
The "ABCDE" method to avoid knee-jerk reactions to Negative financial events As part of our Life-Centered Planning process, we’ve talked about how market volatility is a normal part of investing. We’ve also discussed how we’ve structured your investments to “weather the storm” and maintain a comfortable level of income for you and your family during turbulent times. Read more
Three Reasons Why You Should Work Even When You Don’t Need the Money It might sound a little crazy but there are many benefits to working even though you no longer need the money for your living or retirement needs. These “retirement workers” have discovered that part-time jobs or volunteer positions allow them to keep a nice pace in life and find a balance among using their talents, enjoying recreation, traveling, and spending time with family. Some of our most ambitious clients even start brand new companies in retirement. Read more
How to make a good decision when life throws you a tough choice No matter how thorough our planning is, life inevitably tosses curveballs at us. Often these challenging moments are linked to major life transitions that affect our families, our careers, and our money. Balancing these variables can make arriving at the best decision that much more complicated. Read more
Financial Planning is about making your Life Plan a Reality Many clients who have just begun working with us are surprised by how our planning process starts. We don’t begin by talking about Tax, Pensions, or how much you’re saving. Instead, we begin by talking about you, not your money. Read more
How to Phase into Retirement and take if for a test drive There are many reasons why people who could retire are hesitant to do so. Some people think they need to wait until they’re 65 or older. Some are worried about running out of money. Many parents want to keep supporting their children through some major life transition, like college, marriage, or buying a first home. Read more
Get your 'House' in order before you retire “Does this spark joy?” Millions of people are asking themselves this question about their homes and possessions thanks to Marie Kondo and her wildly popular decluttering philosophy. Read more
Is How you use your Money aligned with your Values? Have you ever watched a hamster running in a wheel? All that running, all that effort, day after day after day … But the poor little critter never really gets anywhere, does he? Many of us feel the same way about our money. Read more
Don't let a declining Stock Market lead to a Down Life Big red arrows, panicked cable news experts, and the echo chambers of our social media feeds can make stock market volatility seem much worse than it actually is. If you’re having trouble keeping a cool head about your own investments, take a deep breath and consider these three key points about market history and the true purpose of your financial plan. Read more
The Pros and Cons of Lighting a FIRE Under Your Retirement Goals A popular online movement wants to make 40 the new 65. FIRE stands for Financial Independence Retire Early. The idea is that by working as hard as you can and saving as much as you can as soon as you enter the workforce, you can become financially independent and retire well before the traditional retirement age. It’s an appealing idea in theory, but in practice there are some major pros and cons to consider Read more
A Simple Plan to Achieve More in Life and Feel Good About the Results We tend to overestimate what we can accomplish in the short-term and underestimate what we can accomplish in the long-term. The frustration that results is one big reason why so many New Year’s resolutions die before Spring. But if you use these key strategies that are supported by deeply-held values – and science! – you’ll set better goals, achieve them, and feel better about yourself while doing so. Read more
Don’t Just Work for Money, Work for Meaning In a recent survey of 12,000 workers worldwide conducted by the Energy Project, only 50% of respondents found meaning in their jobs (1). Imagine spending 40 hours a week doing meaningless work. It’s soul-sucking, but it doesn’t have to be that way. Read more
Why Delay? You can start improving your health right now! A Common scenario - A busy 40- to 50-hour work week, kids that need shuttling to and from school and extracurriculars … and a gradually decreasing metabolism. Sound familiar? Read more
Is Your money being used to improve your life? There’s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we have––a concept known as Return on Life™ (ROL). Read more
How will you practice your 'ART' in Retirement? A hammock on the beach. Your favorite chair in the living room. Waking up when you feel like it. A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40 hours every week, this scenario sure sounds appealing to many soon-to-be retirees. Read more