Blog

Oct
21
2019

Considerations to ensure Your Second-Act career is fulfilling and profitable

Your parents and grandparents might have worked at the same company for their entire careers. Today, that kind of longevity is increasingly rare. Some people are forced into a new career by the ebb and flow of the global economy.

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Sep
20
2019

Don't let your life go up in flames when you're on FIRE

Living within your means and avoiding too much debt are admirable goals that can, indeed, lead to financial independence. However, many 65 year olds struggle to fill their time during a traditional 20 or 30-year retirement.

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Sep
13
2019

The Purpose of Money is NOT just to make more of it

Imagine that you’re living in a tent on an open plain. One day you plant a tree. For the next 40 years, you water it. You protect it from harsh weather and animals. You never pick its fruit. You don’t climb it for fun. You don’t take a break and rest in its shade. You don’t even cut down some branches to build a house. You never go anywhere or do anything else because you’re focused solely on growing that tree bigger and bigger.

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Aug
23
2019

Don't let a volatile market interrupt You living the good life

It’s been said that volatility is a tax that investors have to pay for harnessing the wealth-building power of the financial markets. But rationalising market fluctuations doesn’t make them any less nerve-wracking, especially if you’re nearing retirement age.

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Jul
25
2019

Improve your relationship with Money with these 5 questions

Many people have a complicated relationship with money. Hang-ups carried over from childhood experiences get mixed together with positive and negative experiences from adulthood. Few people ever take the time to reflect on what money really means to them and how they can “get right” with money to make smarter decisions. Take time to answer these 5 questions and you’ll do a better job of living your best life possible with the money you have.

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Jul
01
2019

The "ABCDE" method to avoid knee-jerk reactions to Negative financial events

As part of our Life-Centered Planning process, we’ve talked about how market volatility is a normal part of investing. We’ve also discussed how we’ve structured your investments to “weather the storm” and maintain a comfortable level of income for you and your family during turbulent times.

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Jun
15
2019

Three Reasons Why You Should Work Even When You Don’t Need the Money

It might sound a little crazy but there are many benefits to working even though you no longer need the money for your living or retirement needs. These “retirement workers” have discovered that part-time jobs or volunteer positions allow them to keep a nice pace in life and find a balance among using their talents, enjoying recreation, traveling, and spending time with family. Some of our most ambitious clients even start brand new companies in retirement.

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Jun
01
2019

How to make a good decision when life throws you a tough choice

No matter how thorough our planning is, life inevitably tosses curveballs at us. Often these challenging moments are linked to major life transitions that affect our families, our careers, and our money. Balancing these variables can make arriving at the best decision that much more complicated.

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May
01
2019

Financial Planning is about making your Life Plan a Reality

Many clients who have just begun working with us are surprised by how our planning process starts. We don’t begin by talking about Tax, Pensions, or how much you’re saving. Instead, we begin by talking about you, not your money.

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Apr
01
2019

How to Phase into Retirement and take if for a test drive

There are many reasons why people who could retire are hesitant to do so. Some people think they need to wait until they’re 65 or older. Some are worried about running out of money. Many parents want to keep supporting their children through some major life transition, like college, marriage, or buying a first home.

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Mar
01
2019

Get your 'House' in order before you retire

“Does this spark joy?” Millions of people are asking themselves this question about their homes and possessions thanks to Marie Kondo and her wildly popular decluttering philosophy.

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Jan
07
2019

Is How you use your Money aligned with your Values?

Have you ever watched a hamster running in a wheel? All that running, all that effort, day after day after day … But the poor little critter never really gets anywhere, does he? Many of us feel the same way about our money.

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Jan
04
2019

Don't let a declining Stock Market lead to a Down Life

Big red arrows, panicked cable news experts, and the echo chambers of our social media feeds can make stock market volatility seem much worse than it actually is. If you’re having trouble keeping a cool head about your own investments, take a deep breath and consider these three key points about market history and the true purpose of your financial plan.

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Dec
07
2018

The Pros and Cons of Lighting a FIRE Under Your Retirement Goals

A popular online movement wants to make 40 the new 65. FIRE stands for Financial Independence Retire Early. The idea is that by working as hard as you can and saving as much as you can as soon as you enter the workforce, you can become financially independent and retire well before the traditional retirement age. It’s an appealing idea in theory, but in practice there are some major pros and cons to consider

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Dec
01
2018

A Simple Plan to Achieve More in Life and Feel Good About the Results

We tend to overestimate what we can accomplish in the short-term and underestimate what we can accomplish in the long-term. The frustration that results is one big reason why so many New Year’s resolutions die before Spring. But if you use these key strategies that are supported by deeply-held values – and science! – you’ll set better goals, achieve them, and feel better about yourself while doing so.

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Nov
09
2018

Don’t Just Work for Money, Work for Meaning

In a recent survey of 12,000 workers worldwide conducted by the Energy Project, only 50% of respondents found meaning in their jobs (1). Imagine spending 40 hours a week doing meaningless work. It’s soul-sucking, but it doesn’t have to be that way.

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Aug
01
2018

Why Delay? You can start improving your health right now!

A Common scenario - A busy 40- to 50-hour work week, kids that need shuttling to and from school and extracurriculars … and a gradually decreasing metabolism. Sound familiar?

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Aug
01
2018

Is Your money being used to improve your life?

There’s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we have––a concept known as Return on Life™ (ROL).

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Aug
01
2018

How will you practice your 'ART' in Retirement?

A hammock on the beach. Your favorite chair in the living room. Waking up when you feel like it. A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40 hours every week, this scenario sure sounds appealing to many soon-to-be retirees.

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Paul has helped me achieve financial security for my future by detailed planning and discussion about my financial needs for both necessary living costs and to achieve the more enjoyable things in life which are on my 'wish list'. This has meant that now I have retired I can live the lifestyle I wanted to attain, even after the early death of my husband. During the weeks following my bereavement Paul was unfailing supportive and quick to outline the impact this would have on my finances and future lifestyle and reassured me that my financial affairs were in order and on track. This removed a very big concern during a very difficult time.

A Different Way to Manage Wealth

 
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