Blog Mental health and well-being Recognising times when you feel down or stressed Mental health and well-being play a big part in how happy we are in our everyday lives, especially during this difficult time. Read our guide to staying healthy. Read more COVID-19 effects on retirement planning Remember that pension savings are for the long term The current global stock market turbulence will no doubt be concerning for individuals whose pension savings are invested partly or fully in these markets. Read our short guide to help you with any thoughts you may be having. Read more Coronavirus (COVID-19) investments scams-beware If it sounds too good to be true, it probably is Fraudsters are getting more sophisticated, particularly with investment scams. Read our short guide to know what to look for. Read more We Plan for a Reason We’re still in the early stages of understanding how the coronavirus outbreak will affect global health care and economics for the rest of the year. Read more Stormy Markets - Keep calm and stick to your plan Volatility fluctuates based on where we are in the economic cycle, but it is a normal feature of markets that investors should expect. When stock markets start correcting, daily injections of bad news may sound as though it will never end. This can spark anxiety, fuel uncertainty and trigger radical decisions in even the most seasoned investors Read more More than half of workers don't know the current size of their pension pots Over half of workers (54%) do not know the current size of their pension pot – or pots – a PLSA consumer survey has revealed. The news comes as the PLSA released its latest consumer research figures that highlighted the concerns of savers about their pension contributions and the knowledge gap for their own pension savings. Read more Panthera Wealth Seminar Highlights How to get the best Return on Your Life, now and in the future. Watch our highlights video. We covered the reality of Time. What do you want to achieve with the time you have left? How to manage the balance between your profession and play? Is your business really providing you the lifestyle you want? How do you prepare for retirement? It does not have to be a cliff edge retirement. Why not start having mini retirements now? Read more Considerations to ensure Your Second-Act career is fulfilling and profitable Your parents and grandparents might have worked at the same company for their entire careers. Today, that kind of longevity is increasingly rare. Some people are forced into a new career by the ebb and flow of the global economy. Read more Don't let your life go up in flames when you're on FIRE Living within your means and avoiding too much debt are admirable goals that can, indeed, lead to financial independence. However, many 65 year olds struggle to fill their time during a traditional 20 or 30-year retirement. Read more The Purpose of Money is NOT just to make more of it Imagine that you’re living in a tent on an open plain. One day you plant a tree. For the next 40 years, you water it. You protect it from harsh weather and animals. You never pick its fruit. You don’t climb it for fun. You don’t take a break and rest in its shade. You don’t even cut down some branches to build a house. You never go anywhere or do anything else because you’re focused solely on growing that tree bigger and bigger. Read more Don't let a volatile market interrupt You living the good life It’s been said that volatility is a tax that investors have to pay for harnessing the wealth-building power of the financial markets. But rationalising market fluctuations doesn’t make them any less nerve-wracking, especially if you’re nearing retirement age. Read more Improve your relationship with Money with these 5 questions Many people have a complicated relationship with money. Hang-ups carried over from childhood experiences get mixed together with positive and negative experiences from adulthood. Few people ever take the time to reflect on what money really means to them and how they can “get right” with money to make smarter decisions. Take time to answer these 5 questions and you’ll do a better job of living your best life possible with the money you have. Read more The "ABCDE" method to avoid knee-jerk reactions to Negative financial events As part of our Life-Centered Planning process, we’ve talked about how market volatility is a normal part of investing. We’ve also discussed how we’ve structured your investments to “weather the storm” and maintain a comfortable level of income for you and your family during turbulent times. Read more Three Reasons Why You Should Work Even When You Don’t Need the Money It might sound a little crazy but there are many benefits to working even though you no longer need the money for your living or retirement needs. These “retirement workers” have discovered that part-time jobs or volunteer positions allow them to keep a nice pace in life and find a balance among using their talents, enjoying recreation, traveling, and spending time with family. Some of our most ambitious clients even start brand new companies in retirement. Read more How to make a good decision when life throws you a tough choice No matter how thorough our planning is, life inevitably tosses curveballs at us. Often these challenging moments are linked to major life transitions that affect our families, our careers, and our money. Balancing these variables can make arriving at the best decision that much more complicated. Read more Financial Planning is about making your Life Plan a Reality Many clients who have just begun working with us are surprised by how our planning process starts. We don’t begin by talking about Tax, Pensions, or how much you’re saving. Instead, we begin by talking about you, not your money. Read more How to Phase into Retirement and take if for a test drive There are many reasons why people who could retire are hesitant to do so. Some people think they need to wait until they’re 65 or older. Some are worried about running out of money. Many parents want to keep supporting their children through some major life transition, like college, marriage, or buying a first home. Read more Get your 'House' in order before you retire “Does this spark joy?” Millions of people are asking themselves this question about their homes and possessions thanks to Marie Kondo and her wildly popular decluttering philosophy. Read more Is How you use your Money aligned with your Values? Have you ever watched a hamster running in a wheel? All that running, all that effort, day after day after day … But the poor little critter never really gets anywhere, does he? Many of us feel the same way about our money. Read more Don't let a declining Stock Market lead to a Down Life Big red arrows, panicked cable news experts, and the echo chambers of our social media feeds can make stock market volatility seem much worse than it actually is. If you’re having trouble keeping a cool head about your own investments, take a deep breath and consider these three key points about market history and the true purpose of your financial plan. Read more The Pros and Cons of Lighting a FIRE Under Your Retirement Goals A popular online movement wants to make 40 the new 65. FIRE stands for Financial Independence Retire Early. The idea is that by working as hard as you can and saving as much as you can as soon as you enter the workforce, you can become financially independent and retire well before the traditional retirement age. It’s an appealing idea in theory, but in practice there are some major pros and cons to consider Read more A Simple Plan to Achieve More in Life and Feel Good About the Results We tend to overestimate what we can accomplish in the short-term and underestimate what we can accomplish in the long-term. The frustration that results is one big reason why so many New Year’s resolutions die before Spring. But if you use these key strategies that are supported by deeply-held values – and science! – you’ll set better goals, achieve them, and feel better about yourself while doing so. Read more Don’t Just Work for Money, Work for Meaning In a recent survey of 12,000 workers worldwide conducted by the Energy Project, only 50% of respondents found meaning in their jobs (1). Imagine spending 40 hours a week doing meaningless work. It’s soul-sucking, but it doesn’t have to be that way. Read more Why Delay? You can start improving your health right now! A Common scenario - A busy 40- to 50-hour work week, kids that need shuttling to and from school and extracurriculars … and a gradually decreasing metabolism. Sound familiar? Read more Is Your money being used to improve your life? There’s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we have––a concept known as Return on Life™ (ROL). Read more How will you practice your 'ART' in Retirement? A hammock on the beach. Your favorite chair in the living room. Waking up when you feel like it. A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40 hours every week, this scenario sure sounds appealing to many soon-to-be retirees. Read more
Mental health and well-being Recognising times when you feel down or stressed Mental health and well-being play a big part in how happy we are in our everyday lives, especially during this difficult time. Read our guide to staying healthy. Read more
COVID-19 effects on retirement planning Remember that pension savings are for the long term The current global stock market turbulence will no doubt be concerning for individuals whose pension savings are invested partly or fully in these markets. Read our short guide to help you with any thoughts you may be having. Read more
Coronavirus (COVID-19) investments scams-beware If it sounds too good to be true, it probably is Fraudsters are getting more sophisticated, particularly with investment scams. Read our short guide to know what to look for. Read more
We Plan for a Reason We’re still in the early stages of understanding how the coronavirus outbreak will affect global health care and economics for the rest of the year. Read more
Stormy Markets - Keep calm and stick to your plan Volatility fluctuates based on where we are in the economic cycle, but it is a normal feature of markets that investors should expect. When stock markets start correcting, daily injections of bad news may sound as though it will never end. This can spark anxiety, fuel uncertainty and trigger radical decisions in even the most seasoned investors Read more
More than half of workers don't know the current size of their pension pots Over half of workers (54%) do not know the current size of their pension pot – or pots – a PLSA consumer survey has revealed. The news comes as the PLSA released its latest consumer research figures that highlighted the concerns of savers about their pension contributions and the knowledge gap for their own pension savings. Read more
Panthera Wealth Seminar Highlights How to get the best Return on Your Life, now and in the future. Watch our highlights video. We covered the reality of Time. What do you want to achieve with the time you have left? How to manage the balance between your profession and play? Is your business really providing you the lifestyle you want? How do you prepare for retirement? It does not have to be a cliff edge retirement. Why not start having mini retirements now? Read more
Considerations to ensure Your Second-Act career is fulfilling and profitable Your parents and grandparents might have worked at the same company for their entire careers. Today, that kind of longevity is increasingly rare. Some people are forced into a new career by the ebb and flow of the global economy. Read more
Don't let your life go up in flames when you're on FIRE Living within your means and avoiding too much debt are admirable goals that can, indeed, lead to financial independence. However, many 65 year olds struggle to fill their time during a traditional 20 or 30-year retirement. Read more
The Purpose of Money is NOT just to make more of it Imagine that you’re living in a tent on an open plain. One day you plant a tree. For the next 40 years, you water it. You protect it from harsh weather and animals. You never pick its fruit. You don’t climb it for fun. You don’t take a break and rest in its shade. You don’t even cut down some branches to build a house. You never go anywhere or do anything else because you’re focused solely on growing that tree bigger and bigger. Read more
Don't let a volatile market interrupt You living the good life It’s been said that volatility is a tax that investors have to pay for harnessing the wealth-building power of the financial markets. But rationalising market fluctuations doesn’t make them any less nerve-wracking, especially if you’re nearing retirement age. Read more
Improve your relationship with Money with these 5 questions Many people have a complicated relationship with money. Hang-ups carried over from childhood experiences get mixed together with positive and negative experiences from adulthood. Few people ever take the time to reflect on what money really means to them and how they can “get right” with money to make smarter decisions. Take time to answer these 5 questions and you’ll do a better job of living your best life possible with the money you have. Read more
The "ABCDE" method to avoid knee-jerk reactions to Negative financial events As part of our Life-Centered Planning process, we’ve talked about how market volatility is a normal part of investing. We’ve also discussed how we’ve structured your investments to “weather the storm” and maintain a comfortable level of income for you and your family during turbulent times. Read more
Three Reasons Why You Should Work Even When You Don’t Need the Money It might sound a little crazy but there are many benefits to working even though you no longer need the money for your living or retirement needs. These “retirement workers” have discovered that part-time jobs or volunteer positions allow them to keep a nice pace in life and find a balance among using their talents, enjoying recreation, traveling, and spending time with family. Some of our most ambitious clients even start brand new companies in retirement. Read more
How to make a good decision when life throws you a tough choice No matter how thorough our planning is, life inevitably tosses curveballs at us. Often these challenging moments are linked to major life transitions that affect our families, our careers, and our money. Balancing these variables can make arriving at the best decision that much more complicated. Read more
Financial Planning is about making your Life Plan a Reality Many clients who have just begun working with us are surprised by how our planning process starts. We don’t begin by talking about Tax, Pensions, or how much you’re saving. Instead, we begin by talking about you, not your money. Read more
How to Phase into Retirement and take if for a test drive There are many reasons why people who could retire are hesitant to do so. Some people think they need to wait until they’re 65 or older. Some are worried about running out of money. Many parents want to keep supporting their children through some major life transition, like college, marriage, or buying a first home. Read more
Get your 'House' in order before you retire “Does this spark joy?” Millions of people are asking themselves this question about their homes and possessions thanks to Marie Kondo and her wildly popular decluttering philosophy. Read more
Is How you use your Money aligned with your Values? Have you ever watched a hamster running in a wheel? All that running, all that effort, day after day after day … But the poor little critter never really gets anywhere, does he? Many of us feel the same way about our money. Read more
Don't let a declining Stock Market lead to a Down Life Big red arrows, panicked cable news experts, and the echo chambers of our social media feeds can make stock market volatility seem much worse than it actually is. If you’re having trouble keeping a cool head about your own investments, take a deep breath and consider these three key points about market history and the true purpose of your financial plan. Read more
The Pros and Cons of Lighting a FIRE Under Your Retirement Goals A popular online movement wants to make 40 the new 65. FIRE stands for Financial Independence Retire Early. The idea is that by working as hard as you can and saving as much as you can as soon as you enter the workforce, you can become financially independent and retire well before the traditional retirement age. It’s an appealing idea in theory, but in practice there are some major pros and cons to consider Read more
A Simple Plan to Achieve More in Life and Feel Good About the Results We tend to overestimate what we can accomplish in the short-term and underestimate what we can accomplish in the long-term. The frustration that results is one big reason why so many New Year’s resolutions die before Spring. But if you use these key strategies that are supported by deeply-held values – and science! – you’ll set better goals, achieve them, and feel better about yourself while doing so. Read more
Don’t Just Work for Money, Work for Meaning In a recent survey of 12,000 workers worldwide conducted by the Energy Project, only 50% of respondents found meaning in their jobs (1). Imagine spending 40 hours a week doing meaningless work. It’s soul-sucking, but it doesn’t have to be that way. Read more
Why Delay? You can start improving your health right now! A Common scenario - A busy 40- to 50-hour work week, kids that need shuttling to and from school and extracurriculars … and a gradually decreasing metabolism. Sound familiar? Read more
Is Your money being used to improve your life? There’s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we have––a concept known as Return on Life™ (ROL). Read more
How will you practice your 'ART' in Retirement? A hammock on the beach. Your favorite chair in the living room. Waking up when you feel like it. A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40 hours every week, this scenario sure sounds appealing to many soon-to-be retirees. Read more