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Retirement is not an age

Retirement is not an age

When will you retire? 65? 67? What about now - or aged 70? Discover why when you retirement is your choice, not you age, and how wealth planning helps

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Moving on: setting up a new life when you retire
What happens to my pension when I divorce?
Facing the future: family finances in the ‘new normal’
Is Your Money Being Used to Improve Your Life?

Is Your Money Being Used to Improve Your Life?

Make money work for you, not the other way round
There’s a movement toward redefining money. Instead of accumulating money for what it can buy, we can use money to live the best life possible with what we have. This is a concept known as Return on LifeTM (ROL).

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Why choose private medical insurance

Why choose private medical insurance

Helping you get the treatment you need quickly at a difficult time
Private medical insurance offers you reassurance when it comes to your health. If you become ill then you will have fast access to treatment, meaning you can get better sooner.

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Not ready to retire yet: why working beyond 65 should be a choice, not a necessity
Generate the best outcomes by investing responsibly and sustainably
Life insurance: Protect the things that really matter
Retiring into the consequences of coronavirus
Lasting the distance: why you need to plan your early retirement
Is your home providing a good ROL?

Is your home providing a good ROL?

Why do I live here?
As the country continues to reopen following the Covid-19 quarantine, many people are starting to ask themselves a simple question – why am I living here, in this home?

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What’s Your Fiscalosophy?

What’s Your Fiscalosophy?

Every decision we make involves both money and values
Your financial planning should reflect what's important to you as an individual in terms of money and values - your Fiscalosophy.

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Use downtime to think about retirement

Use downtime to think about retirement

Three ways to transition from full-time work
Looking to retire but not quite ready to make the transition from work to full time leisure yet? Discover three ways to leave your full-time job behind.

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Creating a financial roadmap

Creating a financial roadmap

Increasingly varied needs in an increasingly complex environment.
Have you got a financial roadmap? How goal-based financial planning keeps you focused and on track even during difficult times.

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Beware of pension fraudsters

Beware of pension fraudsters

Safeguard your hard-earned retirement savings from COVID-19 scammers
How to recognise fraudsters and safeguard your hard-earned retirement savings from COVID-19 scammers.

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Mental health and well-being

Mental health and well-being

Recognising times when you feel down or stressed
Mental health and well-being play a big part in how happy we are in our everyday lives, especially during this difficult time. Read our guide to staying healthy.

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COVID-19 effects on retirement planning

COVID-19 effects on retirement planning

Remember that pension savings are for the long term
The current global stock market turbulence will no doubt be concerning for individuals whose pension savings are invested partly or fully in these markets. Read our short guide to help you with any thoughts you may be having.

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Coronavirus (COVID-19) investments scams-beware
We Plan for a Reason

We Plan for a Reason

We’re still in the early stages of understanding how the coronavirus outbreak will affect global health care and economics for the rest of the year.

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Stormy Markets - Keep calm and stick to your plan

Stormy Markets - Keep calm and stick to your plan

Volatility fluctuates based on where we are in the economic cycle, but it is a normal feature of markets that investors should expect. When stock markets start correcting, daily injections of bad news may sound as though it will never end. This can spark anxiety, fuel uncertainty and trigger radical decisions in even the most seasoned investors

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More than half of workers don't know the current size of their pension pots
Panthera Wealth Seminar Highlights

Panthera Wealth Seminar Highlights

How to get the best Return on Your Life, now and in the future. Watch our highlights video. We covered the reality of Time. What do you want to achieve with the time you have left? How to manage the balance between your profession and play? Is your business really providing you the lifestyle you want? How do you prepare for retirement? It does not have to be a cliff edge retirement. Why not start having mini retirements now?

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Considerations to ensure Your Second-Act career is fulfilling and profitable
Don't let your life go up in flames when you're on FIRE
The Purpose of Money is NOT just to make more of it

The Purpose of Money is NOT just to make more of it

Imagine that you’re living in a tent on an open plain. One day you plant a tree. For the next 40 years, you water it. You protect it from harsh weather and animals. You never pick its fruit. You don’t climb it for fun. You don’t take a break and rest in its shade. You don’t even cut down some branches to build a house. You never go anywhere or do anything else because you’re focused solely on growing that tree bigger and bigger.

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Don't let a volatile market interrupt You living the good life
Improve your relationship with Money with these 5 questions

Improve your relationship with Money with these 5 questions

Many people have a complicated relationship with money. Hang-ups carried over from childhood experiences get mixed together with positive and negative experiences from adulthood. Few people ever take the time to reflect on what money really means to them and how they can “get right” with money to make smarter decisions. Take time to answer these 5 questions and you’ll do a better job of living your best life possible with the money you have.

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The "ABCDE" method to avoid knee-jerk reactions to Negative financial events
Three Reasons Why You Should Work Even When You Don’t Need the Money

Three Reasons Why You Should Work Even When You Don’t Need the Money

It might sound a little crazy but there are many benefits to working even though you no longer need the money for your living or retirement needs. These “retirement workers” have discovered that part-time jobs or volunteer positions allow them to keep a nice pace in life and find a balance among using their talents, enjoying recreation, traveling, and spending time with family. Some of our most ambitious clients even start brand new companies in retirement.

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How to make a good decision when life throws you a tough choice

How to make a good decision when life throws you a tough choice

No matter how thorough our planning is, life inevitably tosses curveballs at us. Often these challenging moments are linked to major life transitions that affect our families, our careers, and our money. Balancing these variables can make arriving at the best decision that much more complicated.

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Financial Planning is about making your Life Plan a Reality
How to Phase into Retirement and take if for a test drive

How to Phase into Retirement and take if for a test drive

There are many reasons why people who could retire are hesitant to do so. Some people think they need to wait until they’re 65 or older. Some are worried about running out of money. Many parents want to keep supporting their children through some major life transition, like college, marriage, or buying a first home.

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Get your 'House' in order before you retire
Is How you use your Money aligned with your Values?
Don't let a declining Stock Market lead to a Down Life

Don't let a declining Stock Market lead to a Down Life

Big red arrows, panicked cable news experts, and the echo chambers of our social media feeds can make stock market volatility seem much worse than it actually is. If you’re having trouble keeping a cool head about your own investments, take a deep breath and consider these three key points about market history and the true purpose of your financial plan.

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The Pros and Cons of Lighting a FIRE Under Your Retirement Goals

The Pros and Cons of Lighting a FIRE Under Your Retirement Goals

A popular online movement wants to make 40 the new 65. FIRE stands for Financial Independence Retire Early. The idea is that by working as hard as you can and saving as much as you can as soon as you enter the workforce, you can become financially independent and retire well before the traditional retirement age. It’s an appealing idea in theory, but in practice there are some major pros and cons to consider

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A Simple Plan to Achieve More in Life and Feel Good About the Results

A Simple Plan to Achieve More in Life and Feel Good About the Results

We tend to overestimate what we can accomplish in the short-term and underestimate what we can accomplish in the long-term. The frustration that results is one big reason why so many New Year’s resolutions die before Spring. But if you use these key strategies that are supported by deeply-held values – and science! – you’ll set better goals, achieve them, and feel better about yourself while doing so.

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Don’t Just Work for Money, Work for Meaning

Don’t Just Work for Money, Work for Meaning

In a recent survey of 12,000 workers worldwide conducted by the Energy Project, only 50% of respondents found meaning in their jobs (1). Imagine spending 40 hours a week doing meaningless work. It’s soul-sucking, but it doesn’t have to be that way.

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couple on beach
return on life

Is Your money being used to improve your life?

There’s a movement toward redefining money: instead of accumulating money for what it can buy, more of us want to use money to live the best life possible with what we have––a concept known as Return on Life™ (ROL).

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couple on beach

How will you practice your 'ART' in Retirement?

A hammock on the beach. Your favorite chair in the living room. Waking up when you feel like it. A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40 hours every week, this scenario sure sounds appealing to many soon-to-be retirees.

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Paul has helped me achieve financial security for my future by detailed planning and discussion about my financial needs for both necessary living costs and to achieve the more enjoyable things in life which are on my 'wish list'. This has meant that now I have retired I can live the lifestyle I wanted to attain, even after the early death of my husband. During the weeks following my bereavement Paul was unfailing supportive and quick to outline the impact this would have on my finances and future lifestyle and reassured me that my financial affairs were in order and on track. This removed a very big concern during a very difficult time.